Calculator: Investment Mortgage

Note: The calculators found on this site are meant for educational purposes only, Please contact us for exact figures as these are only estimates.

INSTRUCTIONS

A guide to possible financial outcomes of the purchase and renting of an investment property. After entering your values, click once in any result box to calculate or update the results. ENTER TRANSACTION DETAILS Purchase Price ($) Homeowners Insurance ($) Down Payment ($) Yearly Taxes ($) Loan Interest Rate (%) Monthly expenses/ Maintenance fees ($) Loan Term in Years     Monthly Rental ($)     Rent Increase Yearly (%)     Inflation (for ins, taxes, expenses) (%) Your Gross Income (for tax calculation) ($) Property Value Growth (real estate appreciation) (%)       RESULTS Loan Amount ($) Monthly Payment ($) INCOME Year 1 Year 2 Year 3 Year 4 Year 5 Rental Income EXPENSES Insurance Taxes Monthly Expenses/Fees Interest Expense Total Expenses TAX DEDUCTION Cash Flow Depreciation Total Tax Deduction             TAX SAVED AFTER TAX CASH FLOW Principle Paid (est) PROPERTY VALUE Yearly addition to Net Worth

Assumptions:  * 2000 Federal Filing Status Single  (most conservative tax rate) * 27.5 yr straight line depreciation